What we recovered
> 40m zł
Amount of recovered debts
See your recovery forecast in minutes. Our experts take over your case, and you pay only when we recover your money.
Free · no registration
> 40m zł
Amount of recovered debts
72%
Our cases resolved without court
3 months
Average recovery time
[ You're not the only one ]
Most people wait months before taking the first step - because asking for your own money feels uncomfortable. That's exactly why we exist: you hand the conversation to us, and it stops being yours to have.
Freelancer & sole proprietor
”By the third reminder, I was apologizing to the client for nagging - as if I had done something wrong.”
Small business owner
”We don't have a legal department. When a contractor sits on 14 000 zł for 90 days, I end up reading the Civil Code on my phone at midnight.”
Private individual
”I lent money to a former partner. I didn't want to destroy the relationship - but pretending was killing me too.”
Sounds relatable?
Recover my debt with EwdinkAs a member of the Association of Financial Companies in Poland (ZPF), Ewindik is committed to the Principles of Good Practice, which ensure ethical standards and respect for every debtor's rights.
[ How it works ]
You take one action - upload a document. AI extracts the facts, lawyers handle the craft, the platform tracks the rest.
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Most cases settle after letter 1–2. If it takes longer, we take it further – registry listing or a formal court filing – always with your consent, one step at a time.
[ Your case has a face ]
Every file uploaded to Ewindik is assigned to a specific law expert within the first hour. You see their name in your dashboard. You can write to them directly. The algorithm prepares the work - but a human signs every letter that leaves in your name.
Karolina Wójcik
Head Counsel · 12 yrs of debt recovery practice
[ Our approach ]
You're worried about becoming "the bad guy." So are we. That's why recovery starts gently and escalates only when it has to - and never crosses certain lines.
First contact · soft
Most cases close on letter 1-2. You watch every status change in real time. If escalation is needed - public registry listing or e-court (EPU) - it happens only with your consent.
Second contact · formal
If silence follows, the tone becomes formal - a clear demand with a deadline, drafted under the Polish Civil Code. Still respectful, but unmistakably serious.
Leverage · public record
For business debtors, we can list them in BIG InfoMonitor (Biuro Informacji Gospodarczej) - business information bureau whose reports banks and companies check before signing deals. For many, this matters more than any letter.
Used only where legally permitted, after the debtor has been duly warned.
Last resort · legal
If nothing else works, we prepare the court filing package or bailiff handoff. You decide whether to take this final step - nothing happens without your explicit consent.
[ The reality ]
The traditional path takes energy, time, and relationships. The eWindik path takes a document - and returns calm.
Awkward reminders, ignored texts, uncomfortable calls, a friendship on the line…
The traditional path
One upload, an expert on your case, and a ledger that closes itself.
With ewindik
[ Pricing ]
We don't sell a service we wouldn't bet on ourselves. Revenue appears only when your money does - in your account. No upfront, no subscription, no hidden retainer.
Free · No registration · Pay only when funds arrive
[ Compliance & Security ]
Ewindik operates under European data protection law and the Polish Civil Code. Audited quarterly. Open about our handling.
[ Faq ]
Between 15% and 25% of the recovered amount, agreed before we start. Nothing is charged upfront and nothing is charged if the debt is never recovered.
This is the most common case - and why Ewindik exists. Tone is adapted to the relationship: a first letter to a friend reads nothing like one to an ignoring corporate client. You're not in the conversation, but the relationship usually survives better than if you'd tried yourself - because a professional does the talking.
Most cases settle after the first or second letter, within three months on average. Registry listing and e-court filing add time, and each step happens only with your consent.
Both. The algorithm prepares the work, but a named law expert is assigned within the first hour and a human signs every letter that leaves in your name.
You see your recovery forecast in minutes and the first status change usually within days. The average full recovery takes three months.
They are encrypted, stored under European data protection law, used only for your case, and deleted on request. Our handling is audited quarterly.
Yes. Nothing escalates without your explicit consent, and you can stop the case at any point at no cost.
Even if you decide to do nothing afterwards, at least you'll know what your unpaid debt is actually worth - and what options are still open.