Recover unpaid debts – faster, smarter, risk-free.

See your recovery forecast in minutes. Our experts take over your case, and you pay only when we recover your money.

Recover my debt

Free · no registration

  • GDPR / RODO
  • Data encrypted
  • Registered Polish law firm
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Poland

No card · No registration · No contract until you decide

What we recovered

> 40m zł

Amount of recovered debts

What we manage

72%

Our cases resolved without court

How quickly

3 months

Average recovery time

4,8/5

From 423+ Review

[ You're not the only one ]

The problem is rarely the money. It's the conversation - and we've had it 2,400+ times.

Most people wait months before taking the first step - because asking for your own money feels uncomfortable. That's exactly why we exist: you hand the conversation to us, and it stops being yours to have.

  • Freelancer & sole proprietor
    ”By the third reminder, I was apologizing to the client for nagging - as if I had done something wrong.”
  • Small business owner
    ”We don't have a legal department. When a contractor sits on 14 000 zł for 90 days, I end up reading the Civil Code on my phone at midnight.”
  • Private individual
    ”I lent money to a former partner. I didn't want to destroy the relationship - but pretending was killing me too.”

Sounds relatable?

Recover my debt with Ewdink

Ewindik is a member of the ZPF

As a member of the Association of Financial Companies in Poland (ZPF), Ewindik is committed to the Principles of Good Practice, which ensure ethical standards and respect for every debtor's rights.

Our ethics

[ How it works ]

Three steps.
Two of them - without you.

You take one action - upload a document. AI extracts the facts, lawyers handle the craft, the platform tracks the rest.

See more how it works

03

Your money comes back

Most cases settle after letter 1–2. If it takes longer, we take it further – registry listing or a formal court filing – always with your consent, one step at a time.

Ewindik mobile app: upload your documents to start the recovery
See more how it works

[ Your case has a face ]

From minute one,
someone is actually reading your case.

Every file uploaded to Ewindik is assigned to a specific law expert within the first hour. You see their name in your dashboard. You can write to them directly. The algorithm prepares the work - but a human signs every letter that leaves in your name.

Karolina Wójcik

Head Counsel · 12 yrs of debt recovery practice

Karolina Wójcik, Head Counsel at Ewindik
Watch Video 3:21

[ Our approach ]

We recover with dignity - or we don't recover at all.

You're worried about becoming "the bad guy." So are we. That's why recovery starts gently and escalates only when it has to - and never crosses certain lines.

  1. A polite reminder

    First contact · soft

    Most cases close on letter 1-2. You watch every status change in real time. If escalation is needed - public registry listing or e-court (EPU) - it happens only with your consent.

  2. A formal demand

    Second contact · formal

    If silence follows, the tone becomes formal - a clear demand with a deadline, drafted under the Polish Civil Code. Still respectful, but unmistakably serious.

  3. Public debt registry

    Leverage · public record

    For business debtors, we can list them in BIG InfoMonitor (Biuro Informacji Gospodarczej) - business information bureau whose reports banks and companies check before signing deals. For many, this matters more than any letter.

    Used only where legally permitted, after the debtor has been duly warned.

  4. E-court filing

    Last resort · legal

    If nothing else works, we prepare the court filing package or bailiff handoff. You decide whether to take this final step - nothing happens without your explicit consent.

[ The reality ]

Two paths. One ends with your money back.

The traditional path takes energy, time, and relationships. The eWindik path takes a document - and returns calm.

The old way

Awkward reminders, ignored texts, uncomfortable calls, a friendship on the line…

The traditional path

  • The traditional path
  • 300–500 zł/hr before you know if it's worth it
  • Hours digging through emails
  • ~40% end in silent write-off
Now with Ewindik

One upload, an expert on your case, and a ledger that closes itself.

With ewindik

  • Few documents, minutes to review
  • Expert-led, lawyer-backed
  • You're out of the conversation
  • Pay only if it works
Recover my debt Check probability

Free · no registration

Real cases.
Real words.

See more client reviews

[ Pricing ]

No recovery,
no success fee

We don't sell a service we wouldn't bet on ourselves. Revenue appears only when your money does - in your account. No upfront, no subscription, no hidden retainer.

Upfront fee
0 zł
Monthly subscription
0 zł
Success fee
15–25%
Start with 0 zł risk

Free · No registration · Pay only when funds arrive

[ Compliance & Security ]

Your documents are sensitive. We treat them that way.

Ewindik operates under European data protection law and the Polish Civil Code. Audited quarterly. Open about our handling.

Read more about security

[ Faq ]

Questions that actually come up.

How much is the success fee?

Between 15% and 25% of the recovered amount, agreed before we start. Nothing is charged upfront and nothing is charged if the debt is never recovered.

What if the debtor is my client or someone close?

This is the most common case - and why Ewindik exists. Tone is adapted to the relationship: a first letter to a friend reads nothing like one to an ignoring corporate client. You're not in the conversation, but the relationship usually survives better than if you'd tried yourself - because a professional does the talking.

How long does the debt recovery process take?

Most cases settle after the first or second letter, within three months on average. Registry listing and e-court filing add time, and each step happens only with your consent.

Does a person actually handle my case, or just AI?

Both. The algorithm prepares the work, but a named law expert is assigned within the first hour and a human signs every letter that leaves in your name.

How long until I see a result?

You see your recovery forecast in minutes and the first status change usually within days. The average full recovery takes three months.

What happens to my documents?

They are encrypted, stored under European data protection law, used only for your case, and deleted on request. Our handling is audited quarterly.

Can I stop a case mid-way?

Yes. Nothing escalates without your explicit consent, and you can stop the case at any point at no cost.

See All FAQs

60 seconds
from silence to action.

Even if you decide to do nothing afterwards, at least you'll know what your unpaid debt is actually worth - and what options are still open.

Recover my debt See my probability Talk to human
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  • No commitment upfront
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